HIP Work Requirements

Keep your coverage

Starting Jan. 1, 2027, Indiana will have work rules for new and existing Healthy Indiana Plan (HIP) members. 

If you are 19 to 64 years old, you must do 80 hours each month of work, school, job training, or community service, with some exceptions. 

The new rules start Jan. 1, 2027, but you must meet them in the three months before you apply or renew your HIP coverage. 

That means what you do in October, November, and December 2026 will affect if you can keep your health insurance in January 2027.

What are the work rules?

If you’re 19 to 64 years old, you must do at least 80 hours each month of one or more of these: 

• Work
• Go to school at least half-time
• Take part in an apprenticeship
• Join a job training or work program
• Volunteer in your community

Who doesn't have to follow the work rules?

You don’t have to follow the work rules for a month if, at any time during that month, you:

• Are younger than 26 years old and were formerly in foster care
• Are a member of a federally recognized Tribe
• Take care of a child who is 13 or younger
• Take care of a person with a disability
• Are a veteran with a total (100%) disability rating
• Are pregnant or your pregnancy ended within the past 12 months
• Are in jail or prison, or got out in the past 90 days
• Already meet the work rules for SNAP or TANF
• Are in a drug or alcohol treatment program
• Are medically frail or have special medical needs, such as:
  • Blindness or a disability
  • A drug or alcohol use disorder
  • A serious mental health condition
  • A serious physical, intellectual, or developmental disability
  • Another serious or complex medical condition

IMPORTANT: If you think you don’t have to follow the work rules, don’t assume the state already knows. Check your Benefits Portal account to make sure all your information is correct. This helps the state confirm you qualify for an exemption.